How to make a car payment with a credit card without paying a fee in United States

It’s something to think about if you believe you can pay off the loan in that time frame and have excellent credit. However, once again, convenience fees may apply.
If you miss a payment, you may lose the 0% APR. The usual rate will be substantially higher, so unless you’re on top of your payments, this isn’t suggested.
Credit Card for Balance Transfer
You can also transfer your car loan to a balance transfer credit card. Assume you have a $10,000 car loan. You could move the loan amount to a credit card if you have excellent credit and qualify for a balance transfer credit card.
Balance transfer credit cards provide a 0% introductory purchase APR for a set period of time, usually between 12 and 21 months. As a result, this is yet another opportunity to use your credit card to make interest-free payments. However, you may be charged a balance transfer fee of 3% to 5%.
Making a Balance Transfer
Technically, this is a possibility, but it has drawbacks. Companies that provide this service, such as Western Union, have relationships with businesses that participate. As a result, you might find your payment with a credit card through Western Union or a similar money transfer service. Your credit card company may classify it as a cash advance. If this is the case, you will be charged transaction fees as well as a high APR on the amount moved.
You can pay off your debt with no interest if you use a credit card with a 0% introductory APR. Transfer fees must be considered, but the interest savings may be worth it. There’s also the possibility of earning a huge number of rewards if you use the correct rewards credit card. But, before you take a risk, make sure you grasp the drawbacks, since there are several to consider.