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The Chase Sapphire Reserve® offers primary rental car coverage good for up to $75,000 in losses caused by damage or theft. You’ll also score some stellar travel perks in exchange for the high annual fee.
Rewards: Earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases.
Welcome Offer: Get 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
Annual Fee: $550
Foreign Transaction Fees: $0
Insurance Coverage: Primary
Other Benefits and Drawbacks: The Chase Sapphire Reserve® remains one of the top travel credit cards on the market today. This card comes with a lucrative rewards scheme to help you rack up travel rewards fast and you’ll receive 50% more value from your points when you book travel through the Chase Ultimate Rewards® portal and when using the Pay Yourself Back feature on eligible purchases. The rewards you earn can also be transferred 1:1 to popular airline and hotel partners, which can result in even more value. You can also redeem rewards for gift cards, cash back or merchandise.
In terms of cardholder benefits, this card comes with a Priority Pass Select membership, an up to $300 annual travel credit, a credit toward Global Entry or TSA PreCheck and a suite of important travel protections including baggage delay coverage, trip cancellation and interruption insurance, travel accident insurance and more.
The auto rental coverage this card offers is primary and good for up to $75,000 in damages for theft and collision for most rental car agreements in the U.S. and abroad. Note this coverage is valid for the cardholder and any additional drivers included in the rental agreement and it applies to rental periods of up to 31 days.
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